California MFT programs · private decision lab

Three schools. Your life. One honest comparison.

A tuition number is not the cost of becoming a therapist. Compare the published program facts with the commute, reduced work, fees, and time that would belong to your version of the degree.

In short

Which California MFT program has the lowest real financial exposure for me?

Three programs compared on published facts, personal costs, earnings given up, and an optional payback scenario

78 programs · 3 at a time · 0 data sent
78 programs3 compared at once0 data sent

Private by design. Your school choices and financial values stay in this browser and are not sent anywhere. There is no account, contact field, upload, or submission endpoint in the Lab. Saving is optional and local to this device.

Choose up to three programs.

The Lab brings in public facts first. Then it asks only for the costs the school cannot know. A missing published price remains missing until you enter one; it is never treated as zero.

Continue to applications & practicum

Your modeled exposure.

Total modeled exposure = tuition + school fees and books + loan costs during school + (months × added living/commuting cost) + (months × earnings given up). It is a comparison model, not a financial-aid award or debt forecast.

Only you can supply the payback assumption.

Enter a monthly after-tax income change only if you have a grounded personal estimate. We do not insert a therapist salary or promise that a degree increases income.

Add your own income change to see payback months.

What the model does not decide: program quality, admissions odds, aid, loan terms after graduation, practicum availability, graduation, associate employment, or licensure. A lower number can still be the wrong program. Use the comparison to expose the questions—not to make them disappear.

What comes from published records

  • 78 institutions on the current California program dataset
  • 35 with a published total or reproducible rate-times-units figure
  • 59 with a machine-readable published duration
  • Degree, format, practicum responsibility, COAMFTE status, and LPCC route

Inspect the complete program directory →
Review the Evidence Desk record →

What remains your assumption

  • The tuition figure you actually receive after aid
  • Fees, books, commuting, housing changes, and work reduced
  • Loan interest or origination costs during school
  • Any income change after graduation

Each school card links back to its dated public source and complete profile.

Source notes

Use the citations and any dated evidence records to check the claims relevant to your task. This label is not a verification status.

Maintained evidence behind this page

Built on 1 public evidence record.

If a watched source changes, these dependencies put this page into the correction review before a material update can ship.

Inspect the source-impact map

You should not have to work this part out on your own.

Once a month: free tools and apps worth having, better ways to run the admin side of a practice, what other California therapists are actually doing, and anything new here that might save you an afternoon.

About monthly. One click to leave. Never sold, never shared. The consent box is separate and unticked because California requires it — and because it should be.