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Therapist SupportCalifornia · free

For California therapists

Find your next resource.

61 calculators and planning tools across 421 resources. Search by task, license or topic.

California421 pages

In short

Where can I find tools and resources for California therapists?

Search by task, license or topic, then check the scope and sources on the page.

Tools and guides

Find a resource for your next task

Search by a task, license or topic. Check the scope, dates and sources on the page you choose.

Browse the linked sections below while the resource finder loads.

Who this is for

Practical resources for California LMFTs, LCSWs, LPCCs, psychologists, associates, trainees, supervisors and practice owners. Start with the task you need to complete, then check the license, setting and assumptions covered by the resource. The tools are free to use and do not require an account.

Use the private finder above for the full library. The selections below offer starting points for renewal, supervision, insurance, practice finances and professional support. Source links and page dates are not a claim of expert review; consult the scoped evidence notes on the page.

The working shelf

Knowing the rule is not the same as having a usable record when the moment arrives.

VaultReviewed Aug 2026Open the California therapist VaultSearchable, versioned working resources for associate hours, renewal, privacy, insurance, records, money, telehealth, offices, and practice operations.29 resources · 58 downloads · 0 accounts

Start with a number

Eight starting points from 61 calculators and planning tools. Your entries stay in your browser. Some tools let you save on this device or export a file; no account is required. Check each tool for its assumptions and linked sources.

CalculatorCheck source dateWhat does my next California BBS license renewal require?A private renewal workspace for timing, status, fees, CE and reminders3 licenses · 4 checkpoints · 0 data sentCalculatorCheck source dateAm I on track for California psychologist renewal?A private returning progress record for the 36-hour CPD cycle36 hours · 4 categories · 0 data sentCalculatorCheck source dateWhen does my associate registration run out, and which hours still count?The registration's hard stop and renewal dates, the hours cutoff, the earliest lawful application date and the weekly pace, from the reader's dates7 years from 2027, 104 weeks, 40 a weekCalculatorWhich written insurance offer is actually worth more?Fees, fill rate, no-shows, administration and total working time comparedTwo offers side by sideCalculatorCheck source dateHow much do I send the IRS and the FTB each quarter, and when?This year's tax computed, both safe harbors applied, and eight dated payments including California's 30-40-0-308 dated paymentsCalculatorWhat should I ask when verifying behavioral-health benefits?A private printable checklist for network, cost-sharing and authorization questionsNothing storedCalculatorHow do I write a therapist referral request without identifying the client?A structured request that separates requirements from preferences and omits client-identifying detailsAggregate demand patternsCalculatorWhat can I change when a therapist referral search gets no match?A transparent constraint check with one-at-a-time alternatives and no false provider-supply estimateAggregate demand patterns

All 61, with what each one needs from you →

Or start with the question

Start with a professional question. This is a selection, not the whole list — browse all 421 registered resources in the full index.

GuideWhat does a California LCSW need to renew?LicensureCheck source dateGuideWhat does a California LPCC need to renew?LicensureCheck source dateGuideHow can California therapists evaluate compensation without giving up private figures?Insurance & payCheck source dateGuideA subpoena arrived for my client's records. What do I do?PracticeCheck source dateGuideCan I bring my license and my supervised hours from another state?LicensureCheck source dateGuideCan I finish my supervised hours by telehealth from another state?LicensureCheck source dateGuideHeadway, Alma, Grow — or my own contracts?Insurance & payCheck source dateGuideHow do I become a licensed psychologist in California after a PsyD or PhD?LicensureCheck source date

Full index: 421 resources →

Or browse by what you are dealing with

These hubs group related resources. Some pages appear in more than one hub. The counts describe the linked resources in each hub; use the finder for the full library.

MoneyWhat the practice pays you, and what you can keep.14 pages
  • What does my practice actually pay me?
  • How much of my tax bill is optional?
  • Which retirement plan should I actually open?
Browse money →LicensureLicensure, hours, supervision and renewal across California therapy licenses74 pages
  • Can this person and arrangement support my California associate hours?
  • Am I on track for California psychologist renewal?
  • What does my next California BBS license renewal require?
Browse licensure →Insurance & payWhat the practice earns, what a session is worth, and what you keep.53 pages
  • How can I track several therapist insurance panel applications without confusing credentialing with an effective contract?
  • What does my actual payer mix produce after administrative friction?
  • How can California therapists evaluate compensation without giving up private figures?
Browse insurance & pay →PracticeFilling the week, and running the admin behind it.58 pages
  • What does California's therapist workforce record actually show in 2026?
  • Which California therapist deadlines belong on my calendar?
  • Which therapist practice products publish the facts I need to compare?
Browse practice →Education & trainingChoose the degree and practicum first. Then separate required CE from optional specialty training.25 pages
  • Which California MFT program has the lowest real financial exposure for me?
  • How do I organize California MFT applications and compare practicum uncertainty?
  • Which California schools may offer degrees toward LMFT, LCSW, or LPCC licensure?
Browse education & training →

Where you are right now

One situation at a time

An associate and someone eight years into a practice need different pages, and the commonest way to lose a reader is to hand them the right answer to somebody else’s question. Pick the one that describes this week; the rest stay out of the way.

One email a month. What changed in the numbers.

When the Board moves a fee, when the IRS publishes next year’s limits, when a panel closes to new applicants. Nothing else, and one click to leave.

Explore the directories

Six starting points from 18 registered directories: professional support, training, programs, practice products and evidence. Each directory explains its coverage, sources and limitations.

DirectoryWhich training or CE path fits my California license and goal?A no-signup renewal planner and 28 dated specialty-program records28 sourced entriesDirectoryCheck source dateWhich professional association should a California therapist or associate join?The statewide association for each license, every CAMFT chapter with the public pages it keeps, and the specialty associations, with dues where printed23 chaptersDirectoryWhich California MFT program should I apply to?Every program the Board lists plus one out-of-state COAMFTE degree, on published facts only, with real forum discussion78 institutions, 12 COAMFTE accreditedDirectoryCheck source dateWhich therapist practice products publish the facts I need to compare?A source-led directory with dated prices, limitations, and no pay-to-rank ordering28 products · 3 categoriesDirectoryCheck source dateWhich publicly described California therapy groups and structured behavioral-health programs can I verify?Source-led program finder with review dates and no personal profiles24 public recordsDirectoryCheck source dateHow does Therapist Support verify its California therapist resources?A public evidence registry with dated sources, review checkpoints, limitations, and corrections27 maintained records

Browse every directory →

Find sources and review notes

Choose the task, then check the sources and dated review notes on that page. Source links and page dates do not mean expert review.

Open source and evidence references

Licensure and renewal →
Find the guide for your license and follow its Board sources.

Insurance enrollment →
Start with the payer-specific route and linked application instructions.

Practice calendar →
Build a local reminder list and open the agency link before relying on a date.

Dated evidence records →
See the scope of a source check, review checkpoints and known limits.

How sources are used →
Understand page dates, source links and professional-review limits.

Where numbers come from

The sources behind the tools here

Selected public sources used in practice-finance resources. For any calculation, follow the sources and assumptions on its own page.

MIT Living Wage CalculatorA county-specific floor for what you actually need to earn, rather than a national average. California's living wage for one adult with no children is $30.48 an hour; data last updated 15 February 2026. Open →
BLS wage data by occupationThe authoritative wage survey. Note BLS retired its static per-occupation pages after May 2023, so current figures have to be read from the interactive tool. Open →
Median pay — marriage and family therapists$63,780 median, May 2024, with employment projected to grow 13% from 2024 to 2034. Open →
Median pay — counselors$59,190 a year, or $28.46 an hour, May 2024. Open →
Median pay — social workers$61,330 median overall; healthcare social workers $68,090 and mental health and substance abuse social workers $60,060, May 2024. Open →
California payroll tax ratesIf you elect S-corp treatment and put yourself on payroll, these come out of your own check. SDI is 1.3% for 2026 with no wage cap — the cap was removed in 2024, so any older model that caps it is wrong. Open →
California tax rate schedulesThe bracket tables the state calculation should be built from, straight from FTB. Re-check each January. Open →

What moved, and when

The change log records specific corrections and updates, with their scope and sources. A page date alone does not establish that every source was reviewed. For maintained collections, follow the evidence record linked from the page.

  • Evernorth source recheck: the earlier application-pause page now redirects to portal application instructions. The panel guide now explains Contracting access and the single-session application. Other payer rows retain their August source checks; applying does not establish network participation.what it changes →
  • Added a directory of every PsyD program based in California, grouped by APA accreditation status. The organizing fact: the Board of Psychology requires regional institutional accreditation, not APA programmatic accreditation, but 16 CCR 1387 requires an APA/APPIC/CAPIC internship - so a non-APA doctorate can license you here and still make the internship year and any move out of state much harder.what it changes →
  • Reconciled the program directory against the Board's own list: 13 institutions added (65 to 78), and the LPCC column corrected for 33 of them — 7 that showed no answer are listed for LMFT and not LPCC, including Cal Poly Humboldt, Cal Poly San Luis Obispo and USC.what it changes →
  • Added the Board's Notice to Students about Sentio University: its graduates may register as Associates but cannot sit the Clinical Exam or be licensed until Sentio is fully accredited, and if that does not happen by July 2028 existing Associates are disqualified and their hours void.what it changes →

The whole log, with sources →

The reasoning behind these numbers
The backdoor Roth is simple. One old account makes it expensive.Two steps, both legal, both easy. Then a rule almost nobody mentions reaches back across every traditional, SEP and SIMPLE IRA you own and makes most of the conversion taxable — and it me…Read the argument →BBS fees halved in July. The route now costs $575 to $875.Every Board fee halved on 1 July 2026. What the whole route costs still depends on one thing nobody writes down — how many years you spend as an associate. Here is the arithmetic, and the…Read the argument →The corporation costs $800 before you see a client.Everyone quotes the self-employment tax an S election saves. Far fewer quote what the corporation charges you for the privilege — a floor that arrives whether or not you made anything, an…Read the argument →Hiring your first associate, and the one question you cannot get wrongAn associate costs about 1.10× their salary in payroll loading, and one hour a week of your own billable time on top — which is the cost everybody forgets. Here is the full loaded number,…Read the argument →You see clients on video from home. Here is what that room is worth.The home office deduction is larger than most therapists think and narrower than they hope. Most of the money is not even in the room — it is in what qualifying does to every mile you dri…Read the argument →California asks for 30, 40, 0 and 30. In that order.The federal installments are four roughly equal payments. California’s are not equal, are not in the order you would guess, and the September one is nothing at all. Budgeting them as quar…Read the argument →The $1,041 a month a low S-corp salary costs you.The S-corp pitch prices the tax you stop paying. It never prices the other side — that Social Security is worked out from your earnings record, and a small salary for twenty years buys a …Read the argument →The $1,248 the S-corp pitch forgets.Every comparison of sole proprietor against S-corp counts the self-employment tax you stop paying. Almost none of them notice what you become on the day your corporation first pays you a …Read the argument →Solo 401(k), SEP or SIMPLE? The solo 401(k), by $24,500 a year.Three plans, one decision, and it turns on two facts — how much profit the practice makes and whether you employ anyone. Here is the 2026 arithmetic at $80,000, $150,000 and $250,000 of p…Read the argument →You cannot form an LLC in California. Here is what to do instead.Every small-business guide points you at the same door and calls it the obvious one. For a licensed therapist in California that door is locked, and it is one sentence in the Corporations…Read the argument →A real deduction saves 39 cents on the dollar. Four popular ones save nothing.A genuine practice expense comes off self-employment tax, federal income tax and California’s 9.3% at the same time — which is why $22,000 of expenses is worth $8,608 at $140,000 of gross…Read the argument →Every practice-management system a California therapist can buy, with the price each one publishesFifteen systems, from $0 to $99 a month for one clinician — and one that publishes nothing at all. Then the two most California therapists actually choose between, taken apart on the thin…Read the argument →
Page date6 August 2026All updates →
Source links

This page links to official or statutory references. Check the relevant source and its date; links alone do not document a review.

What changed on this page (1)
2026-06-01
Evernorth (Cigna) behavioral health closed to new individual applicants, pointing providers back after 1 September 2026. source ↗

You should not have to work this part out on your own.

Once a month: free tools and apps worth having, better ways to run the admin side of a practice, what other California therapists are actually doing, and anything new here that might save you an afternoon.

About monthly. One click to leave. Never sold, never shared. The consent box is separate and unticked because California requires it — and because it should be.